Terms & Conditions
Common Cents Academy
Last updated: December 9, 2025
1. Educational Use Only
Common Cents Academy provides educational content and tools to help you learn about personal finance. Nothing on this site constitutes financial, legal, tax, or investment advice. Always consult a licensed professional before making financial decisions.
2. Calculator Accuracy
Our calculators and tools are provided “as is” for informational purposes. They may contain errors, outdated assumptions, or inaccuracies. You assume all risk for how you use the outputs, and we are not responsible for any decisions or outcomes based on these tools.
3. No Warranty
We do not warrant the completeness, reliability, or availability of the site or its content. Use of the site is at your own risk.
4. Limitation of Liability
To the fullest extent permitted by law, Common Cents Academy and its contributors are not liable for any losses or damages arising from your use of the site, calculators, or content.
5. User Responsibilities
You are responsible for verifying any information before relying on it. Do not input sensitive personal information into the site. You agree to use the site in compliance with applicable laws.
6. Changes to These Terms
We may update these terms periodically. Continued use of the site after changes are posted constitutes acceptance of the updated terms.