Retirement Goal Calculator
Got a number in mind for retirement? Let's work backwards and figure out what you need to save each month to get there. No more guessing - just real math based on your timeline and expected returns.
Years until retirement: 35
How Does This Work?
Most retirement calculators ask "how much will I have?" This one flips it around. You tell us your goal, and we calculate exactly what you need to save each month to hit it.
The math accounts for compound interest over your timeline. Your early contributions have more time to grow, while later ones have less. We factor all of that in to give you a realistic monthly savings target.
Tips for Using This Calculator
- Be realistic with returns: Historical stock market average is around 10%, but 6-8% is more conservative and accounts for bonds.
- Already have savings? Enter your current balance and watch how it reduces what you need to save monthly.
- Goal too high? Try adjusting your retirement age or target amount. Even a few extra years makes a huge difference.