Glidepath Goal Calculator
Want to hit a specific retirement number using a realistic glidepath strategy? Tell us your goal, pick a strategy (or create your own), and we'll show you exactly what to save each month as your returns change over time.
Money Guy Show
10% returns declining 0.1% per year to 5.5% floor at age 65. Conservative approach with steady risk reduction.
Based on methodology from Money Guy Show
Years until retirement: 35
Glidepath + Goal = Your Retirement Plan
This calculator combines two powerful concepts: working backwards from your retirement goal and using a glidepath strategy where your returns change over time.
Instead of assuming a flat 7% return for 30 years, this calculator uses realistic returns that decrease as you get closer to retirement - just like target-date funds. You start aggressive (higher returns, more risk) and gradually shift to conservative (lower returns, more stability).
Strategy Presets
We've included preset strategies from The Money Guy Show and Bogleheads - these are battle-tested glidepath approaches used by thousands of investors. Pick a preset to see how it affects your monthly savings target.
Or if you're feeling adventurous, customize your own glidepath strategy with exactly the numbers you want. The calculator will figure out what you need to save each month to hit your goal.